VOL. I · NO. 119 · standardpoorly.comTHU · MAY 28 · 2026FORWARD HORIZON · 1 d / 1 wk / 1 mo / 3 mo
STANDARD Poorly
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StandardmacroSP-4519

Mastercard (MA) stock price

Mastercard companion to V; divergences reveal regional spending differences.

the verdict —
At the 21d horizon, this signal hits in the predicted direction 44% of fires. Mean SPY forward return when it lights: -0.57%. Status: OOS validated. n = 4978. Bearish on the underlying when fired.
What to watch when it fires
MA

Current state

Latest value · 2026-05-22
498.5
vs ~6 weeks ago
0.0%
vs 60 days ago
3.2%
vs 7 days ago
1.6%
last 90 observations · 2026-01-14 2026-05-22

The series — full history

Daily readings, every reading we have. Pick a window with the time-period buttons; flip to candles via the global toggle in the masthead (or press C). Toggle the SPY overlay to see how this series and the S&P 500 have moved together.

Mastercard (MA) stock price
498.5 -71.60 (-12.56%) over 1Y
Hover for date + value · Toggle SPY to compare relative move · Switch to Candle for OHLC view
603.5572.6541.6510.6479.7May 25Aug 25Nov 25Feb 26May 26
2025-05-22 → 2026-05-22 · 252 bars

What it has historically predicted

On days when this signal fires (deviates 2+ standard deviations from its 30-day average, in either direction), SPY has historically averaged -0.57% over the next trading month, moving in the opposite direction 56% of the time.

48%
−0.04%
1 d
53%
−0.20%
1 wk
56%
−0.57%
1 mo
53%
−0.60%
3 mo
52%
+0.14%
6 mo
55%
+0.41%
1 yr

Beyond SPY — how this signal performs across markets

Same fire days, different forward returns. Each row asks: when this signal fires, what does that asset do? The big number is the average return; underneath is how often the asset moved the same direction as the signal (50% would be a coin flip).

target
1 d
1 wk
1 mo
3 mo
6 mo
1 yr
SPY
S&P 500 ETF
n=4,978
-0.04%
48% same direction
-0.20%
47% same direction
-0.57%
44% same direction
-0.60%
47% same direction
+0.14%
52% same direction
+0.41%
55% same direction
MOVE
bond volatility
n=4,946
+0.48%
53% same direction
+2.1%
55% same direction
+6.5%
60% same direction
+8.4%
60% same direction
+9.0%
59% same direction
+14.8%
60% same direction
Analyst · 6 moreWTI · Gold · BTC · Copper · DXY · VNQ see the full 8-target matrix with bootstrap confidence intervals.Join waitlist →

Each fire in history — when the signal popped, what SPY did next

Each bar is one historical fire — the indicator's value moved 2.5+ standard deviations from its rolling 180 trading-day mean (~9 months), or for monotonic “days since” indicators, crossed an 80th/90th/95th/99th percentile. Bar height = SPY's forward return at the selected horizon, signed by signal direction. Green above zero means the market moved with the signal; red below zero means it moved against.

horizon:
230 fires · 49% positive · avg 2.34%
−33.1%−16.6%0%+16.6%+33.1%2006-10-05 · ↑ up-fire (z=2.52) · SPY 21d: +1.01%2006-10-06 · ↑ up-fire (z=2.73) · SPY 21d: +2.27%2006-11-01 · ↑ up-fire (z=2.85) · SPY 21d: +2.46%2006-11-02 · ↑ up-fire (z=2.98) · SPY 21d: +3.30%2006-11-03 · ↑ up-fire (z=3.03) · SPY 21d: +3.93%2006-11-06 · ↑ up-fire (z=3.50) · SPY 21d: +2.68%2006-11-07 · ↑ up-fire (z=2.99) · SPY 21d: +1.84%2006-11-08 · ↑ up-fire (z=2.54) · SPY 21d: +1.81%2006-11-13 · ↑ up-fire (z=2.94) · SPY 21d: +2.37%2006-11-14 · ↑ up-fire (z=2.73) · SPY 21d: +2.51%2006-11-15 · ↑ up-fire (z=2.64) · SPY 21d: +1.66%2006-11-16 · ↑ up-fire (z=2.51) · SPY 21d: +1.12%2006-11-21 · ↑ up-fire (z=2.70) · SPY 21d: +0.70%2006-11-22 · ↑ up-fire (z=2.79) · SPY 21d: −0.12%2006-11-24 · ↑ up-fire (z=2.84) · SPY 21d: +0.88%2007-06-01 · ↑ up-fire (z=2.51) · SPY 21d: −1.49%2007-06-15 · ↑ up-fire (z=2.53) · SPY 21d: +1.10%2007-06-18 · ↑ up-fire (z=2.82) · SPY 21d: +1.03%2007-06-19 · ↑ up-fire (z=2.79) · SPY 21d: +1.17%2007-06-20 · ↑ up-fire (z=2.64) · SPY 21d: +1.56%2007-06-21 · ↑ up-fire (z=2.65) · SPY 21d: +1.31%2007-06-22 · ↑ up-fire (z=2.77) · SPY 21d: +0.50%2007-11-06 · ↑ up-fire (z=2.73) · SPY 21d: −0.74%2007-11-07 · ↑ up-fire (z=2.67) · SPY 21d: +2.03%2007-12-10 · ↑ up-fire (z=2.68) · SPY 21d: −7.09%2007-12-11 · ↑ up-fire (z=2.70) · SPY 21d: −5.25%2007-12-12 · ↑ up-fire (z=2.50) · SPY 21d: −5.42%2007-12-13 · ↑ up-fire (z=2.82) · SPY 21d: −7.31%2007-12-14 · ↑ up-fire (z=2.50) · SPY 21d: −6.92%2008-04-29 · ↑ up-fire (z=2.81) · SPY 21d: +0.66%2008-04-30 · ↑ up-fire (z=2.87) · SPY 21d: +1.51%2008-05-01 · ↑ up-fire (z=3.29) · SPY 21d: −1.57%2008-05-02 · ↑ up-fire (z=2.92) · SPY 21d: −2.42%2008-05-05 · ↑ up-fire (z=3.03) · SPY 21d: −1.99%2008-05-06 · ↑ up-fire (z=3.11) · SPY 21d: −0.89%2008-05-07 · ↑ up-fire (z=2.88) · SPY 21d: −2.31%2008-05-08 · ↑ up-fire (z=2.87) · SPY 21d: −1.82%2008-05-09 · ↑ up-fire (z=2.62) · SPY 21d: −2.13%2008-05-12 · ↑ up-fire (z=2.66) · SPY 21d: −4.64%2008-05-13 · ↑ up-fire (z=2.56) · SPY 21d: −4.29%2008-05-29 · ↑ up-fire (z=2.70) · SPY 21d: −8.91%2008-05-30 · ↑ up-fire (z=2.64) · SPY 21d: −8.81%2008-06-02 · ↑ up-fire (z=2.87) · SPY 21d: −7.57%2008-10-27 · ↓ down-fire (z=-2.55) · SPY 21d: −2.04%2009-08-03 · ↑ up-fire (z=2.63) · SPY 21d: −0.24%2009-08-04 · ↑ up-fire (z=2.72) · SPY 21d: −0.87%2009-08-05 · ↑ up-fire (z=2.64) · SPY 21d: +0.24%2009-08-07 · ↑ up-fire (z=2.61) · SPY 21d: +1.72%2011-06-29 · ↑ up-fire (z=3.27) · SPY 21d: −1.06%2011-06-30 · ↑ up-fire (z=2.71) · SPY 21d: −2.42%2011-07-01 · ↑ up-fire (z=3.37) · SPY 21d: −6.30%2011-07-05 · ↑ up-fire (z=3.33) · SPY 21d: −5.71%2011-07-06 · ↑ up-fire (z=3.06) · SPY 21d: −10.23%2011-07-07 · ↑ up-fire (z=3.28) · SPY 21d: −11.29%2011-07-08 · ↑ up-fire (z=2.99) · SPY 21d: −16.47%2011-07-11 · ↑ up-fire (z=2.52) · SPY 21d: −10.98%2011-08-03 · ↑ up-fire (z=3.05) · SPY 21d: −4.15%2011-08-15 · ↑ up-fire (z=2.53) · SPY 21d: −1.04%2012-02-27 · ↑ up-fire (z=2.51) · SPY 21d: +2.92%2012-02-28 · ↑ up-fire (z=2.55) · SPY 21d: +2.11%2012-10-16 · ↑ up-fire (z=2.58) · SPY 21d: −6.30%2012-10-17 · ↑ up-fire (z=2.80) · SPY 21d: −4.84%2013-01-02 · ↑ up-fire (z=2.54) · SPY 21d: +3.55%2013-01-03 · ↑ up-fire (z=2.51) · SPY 21d: +2.61%2013-01-07 · ↑ up-fire (z=2.71) · SPY 21d: +3.56%2013-01-08 · ↑ up-fire (z=2.58) · SPY 21d: +3.72%2013-01-09 · ↑ up-fire (z=3.04) · SPY 21d: +4.03%2013-01-10 · ↑ up-fire (z=2.78) · SPY 21d: +3.19%2013-01-11 · ↑ up-fire (z=2.75) · SPY 21d: +3.37%2013-01-14 · ↑ up-fire (z=2.50) · SPY 21d: +3.52%2013-08-01 · ↑ up-fire (z=3.02) · SPY 21d: −4.11%2013-08-02 · ↑ up-fire (z=2.92) · SPY 21d: −3.84%2013-08-05 · ↑ up-fire (z=2.77) · SPY 21d: −2.90%2013-08-06 · ↑ up-fire (z=3.02) · SPY 21d: −2.22%2013-08-07 · ↑ up-fire (z=2.75) · SPY 21d: −1.86%2013-08-08 · ↑ up-fire (z=2.69) · SPY 21d: −1.28%2013-09-12 · ↑ up-fire (z=2.56) · SPY 21d: +0.78%2013-09-16 · ↑ up-fire (z=2.55) · SPY 21d: −0.36%2013-09-17 · ↑ up-fire (z=2.69) · SPY 21d: +0.58%2013-09-18 · ↑ up-fire (z=2.83) · SPY 21d: +0.10%2013-09-19 · ↑ up-fire (z=2.73) · SPY 21d: +0.94%2013-09-20 · ↑ up-fire (z=2.65) · SPY 21d: +2.16%2013-09-23 · ↑ up-fire (z=2.53) · SPY 21d: +3.23%2013-09-24 · ↑ up-fire (z=2.53) · SPY 21d: +2.97%2014-10-10 · ↓ down-fire (z=-2.71) · SPY 21d: −7.05%2014-10-13 · ↓ down-fire (z=-3.03) · SPY 21d: −8.95%2014-10-30 · ↑ up-fire (z=3.98) · SPY 21d: +3.20%2014-10-31 · ↑ up-fire (z=4.10) · SPY 21d: +2.69%2014-11-03 · ↑ up-fire (z=4.10) · SPY 21d: +3.03%2014-11-04 · ↑ up-fire (z=3.85) · SPY 21d: +3.28%2014-11-05 · ↑ up-fire (z=4.54) · SPY 21d: +2.80%2014-11-06 · ↑ up-fire (z=4.18) · SPY 21d: +1.70%2014-11-07 · ↑ up-fire (z=3.60) · SPY 21d: +1.54%2014-11-10 · ↑ up-fire (z=3.48) · SPY 21d: −0.40%2014-11-11 · ↑ up-fire (z=3.26) · SPY 21d: +0.01%2014-11-12 · ↑ up-fire (z=3.07) · SPY 21d: −1.50%2014-11-13 · ↑ up-fire (z=2.93) · SPY 21d: −2.29%2014-11-14 · ↑ up-fire (z=2.81) · SPY 21d: −3.10%2014-11-18 · ↑ up-fire (z=2.64) · SPY 21d: +0.60%2014-11-19 · ↑ up-fire (z=2.70) · SPY 21d: +0.63%2014-11-20 · ↑ up-fire (z=2.74) · SPY 21d: +0.92%2014-11-21 · ↑ up-fire (z=2.72) · SPY 21d: +0.52%2014-11-24 · ↑ up-fire (z=2.73) · SPY 21d: +0.25%2014-11-25 · ↑ up-fire (z=3.07) · SPY 21d: +0.64%2014-11-26 · ↑ up-fire (z=3.04) · SPY 21d: +0.52%2014-11-28 · ↑ up-fire (z=3.16) · SPY 21d: +0.19%2014-12-01 · ↑ up-fire (z=3.11) · SPY 21d: −0.11%2014-12-02 · ↑ up-fire (z=3.07) · SPY 21d: −0.80%2014-12-03 · ↑ up-fire (z=3.15) · SPY 21d: −2.97%2014-12-04 · ↑ up-fire (z=3.17) · SPY 21d: −3.77%2014-12-05 · ↑ up-fire (z=3.15) · SPY 21d: −2.74%2014-12-08 · ↑ up-fire (z=2.80) · SPY 21d: −0.34%2014-12-09 · ↑ up-fire (z=2.68) · SPY 21d: −1.07%2014-12-11 · ↑ up-fire (z=2.53) · SPY 21d: −1.03%2016-01-19 · ↓ down-fire (z=-2.77) · SPY 21d: −2.14%2016-01-20 · ↓ down-fire (z=-3.05) · SPY 21d: −3.42%2016-01-21 · ↓ down-fire (z=-2.67) · SPY 21d: −4.33%2016-01-27 · ↓ down-fire (z=-2.89) · SPY 21d: −3.70%2016-01-28 · ↓ down-fire (z=-3.20) · SPY 21d: −2.35%2016-02-05 · ↓ down-fire (z=-3.07) · SPY 21d: −5.56%2016-02-08 · ↓ down-fire (z=-3.51) · SPY 21d: −7.53%2016-02-09 · ↓ down-fire (z=-3.06) · SPY 21d: −7.61%2016-02-10 · ↓ down-fire (z=-2.65) · SPY 21d: −9.44%2016-02-11 · ↓ down-fire (z=-2.87) · SPY 21d: −10.74%2016-10-28 · ↑ up-fire (z=2.62) · SPY 21d: +3.94%2016-10-31 · ↑ up-fire (z=2.61) · SPY 21d: +3.68%2017-05-25 · ↑ up-fire (z=2.61) · SPY 21d: +0.63%2017-05-26 · ↑ up-fire (z=2.51) · SPY 21d: −0.16%2017-05-31 · ↑ up-fire (z=2.64) · SPY 21d: −0.04%2017-06-01 · ↑ up-fire (z=2.67) · SPY 21d: −0.64%2017-06-02 · ↑ up-fire (z=2.93) · SPY 21d: −0.80%2017-06-05 · ↑ up-fire (z=2.98) · SPY 21d: −0.50%2017-06-06 · ↑ up-fire (z=2.79) · SPY 21d: −1.09%2017-06-07 · ↑ up-fire (z=2.72) · SPY 21d: −0.64%2017-06-08 · ↑ up-fire (z=2.59) · SPY 21d: −0.58%2017-09-11 · ↑ up-fire (z=2.69) · SPY 21d: +2.17%2017-09-12 · ↑ up-fire (z=2.68) · SPY 21d: +1.99%2019-04-30 · ↑ up-fire (z=2.58) · SPY 21d: −5.10%2020-01-10 · ↑ up-fire (z=2.58) · SPY 21d: +2.93%2020-01-13 · ↑ up-fire (z=2.80) · SPY 21d: +2.89%2020-01-15 · ↑ up-fire (z=2.64) · SPY 21d: +2.87%2020-01-16 · ↑ up-fire (z=2.97) · SPY 21d: +1.76%2020-01-17 · ↑ up-fire (z=3.12) · SPY 21d: +1.93%2020-01-21 · ↑ up-fire (z=2.93) · SPY 21d: +1.70%2020-01-22 · ↑ up-fire (z=3.01) · SPY 21d: +0.65%2020-01-23 · ↑ up-fire (z=2.97) · SPY 21d: −2.80%2020-01-24 · ↑ up-fire (z=2.83) · SPY 21d: −4.90%2020-01-28 · ↑ up-fire (z=2.53) · SPY 21d: −8.99%2020-01-30 · ↑ up-fire (z=2.70) · SPY 21d: −5.67%2020-02-03 · ↑ up-fire (z=2.61) · SPY 21d: −3.47%2020-02-04 · ↑ up-fire (z=2.82) · SPY 21d: −8.08%2020-02-05 · ↑ up-fire (z=2.71) · SPY 21d: −10.63%2020-02-06 · ↑ up-fire (z=2.71) · SPY 21d: −17.89%2020-02-07 · ↑ up-fire (z=2.52) · SPY 21d: −13.18%2020-02-10 · ↑ up-fire (z=2.64) · SPY 21d: −18.02%2020-02-11 · ↑ up-fire (z=2.63) · SPY 21d: −26.00%2020-02-12 · ↑ up-fire (z=2.74) · SPY 21d: −20.18%2020-02-13 · ↑ up-fire (z=2.77) · SPY 21d: −28.84%2020-02-14 · ↑ up-fire (z=2.97) · SPY 21d: −25.12%2020-02-18 · ↑ up-fire (z=2.91) · SPY 21d: −28.73%2020-02-19 · ↑ up-fire (z=3.00) · SPY 21d: −28.92%2020-02-20 · ↑ up-fire (z=2.93) · SPY 21d: −32.10%2020-02-21 · ↑ up-fire (z=2.63) · SPY 21d: −33.14%2020-03-16 · ↓ down-fire (z=-2.54) · SPY 21d: −15.81%2020-03-18 · ↓ down-fire (z=-2.83) · SPY 21d: −19.43%2020-03-19 · ↓ down-fire (z=-2.80) · SPY 21d: −17.08%2020-03-20 · ↓ down-fire (z=-3.45) · SPY 21d: −19.34%2020-03-23 · ↓ down-fire (z=-3.69) · SPY 21d: −25.19%2021-03-09 · ↑ up-fire (z=2.52) · SPY 21d: +5.51%2021-03-10 · ↑ up-fire (z=2.76) · SPY 21d: +5.62%2021-03-11 · ↑ up-fire (z=2.84) · SPY 21d: +4.60%2021-03-12 · ↑ up-fire (z=2.68) · SPY 21d: +4.77%2021-03-15 · ↑ up-fire (z=2.58) · SPY 21d: +3.79%2021-03-16 · ↑ up-fire (z=2.56) · SPY 21d: +5.04%2021-04-28 · ↑ up-fire (z=2.58) · SPY 21d: +0.45%2021-11-02 · ↓ down-fire (z=-2.52) · SPY 21d: +0.97%2021-11-22 · ↓ down-fire (z=-2.94) · SPY 21d: −0.03%2021-11-26 · ↓ down-fire (z=-2.59) · SPY 21d: −3.90%2021-11-29 · ↓ down-fire (z=-2.61) · SPY 21d: −2.77%2021-11-30 · ↓ down-fire (z=-3.08) · SPY 21d: −4.52%2021-12-01 · ↓ down-fire (z=-3.53) · SPY 21d: −5.43%2021-12-02 · ↓ down-fire (z=-2.55) · SPY 21d: −4.44%2022-03-07 · ↓ down-fire (z=-2.64) · SPY 21d: −7.53%2022-06-16 · ↓ down-fire (z=-2.52) · SPY 21d: −6.99%2022-09-23 · ↓ down-fire (z=-2.66) · SPY 21d: −2.97%2022-09-26 · ↓ down-fire (z=-2.78) · SPY 21d: −5.66%2022-09-27 · ↓ down-fire (z=-2.88) · SPY 21d: −5.13%2022-09-28 · ↓ down-fire (z=-2.63) · SPY 21d: −2.55%2022-09-29 · ↓ down-fire (z=-2.73) · SPY 21d: −7.23%2022-09-30 · ↓ down-fire (z=-2.77) · SPY 21d: −8.13%2024-01-22 · ↑ up-fire (z=2.50) · SPY 21d: +2.85%2024-01-30 · ↑ up-fire (z=2.53) · SPY 21d: +3.50%2024-01-31 · ↑ up-fire (z=2.69) · SPY 21d: +6.21%2024-02-01 · ↑ up-fire (z=3.26) · SPY 21d: +4.72%2024-02-02 · ↑ up-fire (z=3.13) · SPY 21d: +2.60%2024-02-05 · ↑ up-fire (z=2.84) · SPY 21d: +3.49%2024-02-06 · ↑ up-fire (z=2.95) · SPY 21d: +4.22%2024-02-07 · ↑ up-fire (z=2.94) · SPY 21d: +2.73%2024-02-08 · ↑ up-fire (z=2.68) · SPY 21d: +2.60%2024-02-09 · ↑ up-fire (z=2.59) · SPY 21d: +3.11%2024-02-12 · ↑ up-fire (z=2.58) · SPY 21d: +2.99%2024-02-13 · ↑ up-fire (z=2.61) · SPY 21d: +4.22%2024-02-14 · ↑ up-fire (z=2.77) · SPY 21d: +2.26%2024-02-15 · ↑ up-fire (z=2.98) · SPY 21d: +2.16%2024-02-16 · ↑ up-fire (z=2.77) · SPY 21d: +3.24%2024-02-22 · ↑ up-fire (z=2.78) · SPY 21d: +2.70%2024-02-23 · ↑ up-fire (z=2.80) · SPY 21d: +2.35%2024-02-26 · ↑ up-fire (z=2.77) · SPY 21d: +2.53%2024-02-27 · ↑ up-fire (z=2.72) · SPY 21d: +3.20%2024-02-28 · ↑ up-fire (z=2.83) · SPY 21d: +3.32%2024-02-29 · ↑ up-fire (z=2.60) · SPY 21d: +2.77%2024-03-01 · ↑ up-fire (z=2.62) · SPY 21d: +1.17%2024-09-17 · ↑ up-fire (z=2.58) · SPY 21d: +3.42%2024-10-16 · ↑ up-fire (z=2.76) · SPY 21d: +1.90%2024-10-17 · ↑ up-fire (z=2.68) · SPY 21d: +0.58%2024-10-18 · ↑ up-fire (z=2.75) · SPY 21d: +0.61%2024-10-21 · ↑ up-fire (z=2.61) · SPY 21d: +1.14%2024-11-11 · ↑ up-fire (z=2.66) · SPY 21d: +1.45%2024-11-12 · ↑ up-fire (z=2.56) · SPY 21d: +1.24%2026-01-23 · ↓ down-fire (z=-2.54) · SPY 21d: +0.27%2026-01-27 · ↓ down-fire (z=-2.69) · SPY 21d: +0.89%2026-01-28 · ↓ down-fire (z=-2.57) · SPY 21d: +1.36%2026-02-23 · ↓ down-fire (z=-3.44) · SPY 21d: +4.28%2026-02-24 · ↓ down-fire (z=-3.22) · SPY 21d: +4.44%2026-02-25 · ↓ down-fire (z=-2.56) · SPY 21d: +6.93%2026-03-12 · ↓ down-fire (z=-2.75) · SPY 21d: −3.01%2026-03-13 · ↓ down-fire (z=-2.65) · SPY 21d: −4.86%2026-03-18 · ↓ down-fire (z=-2.91) · SPY 21d: −7.36%2026-03-19 · ↓ down-fire (z=-2.71) · SPY 21d: −7.41%2026-03-27 · ↓ down-fire (z=-2.67) · SPY 21d: −12.24%2006-10-052016-01-202026-03-27
Each bar = one fire day (|z|≥2.5 from 180-day rolling baseline). Bar height = SPY return over the the next trading month, signed by signal direction. Dashed line = average across fires.
shaded cell = each row's strongest horizon (green = bullish forward return, red = bearish)“same direction” means the asset moved the same way the signal moved — opposite of a coin flip.