StandardPoorly
— Sector · serious —

Banking & Lending

Bank balance sheets, credit card delinquency, consumer lending.

Indicators tracking the health of the U.S. banking sector and the credit it extends to consumers and businesses. Includes major bank tickers (JPM, BAC, GS), commercial & industrial loan books from the Fed H.8 release, credit card charge-off and delinquency rates, money-supply aggregates (M1/M2), and regional-bank ETFs. When this sector lights up, watch financial-stress composites for the cross-signal.
Analyst · previewYou're seeing the public read on the Banking & Lending sector. Analyst unlocks the full firing history for every indicator here + alerts when a roster ticker breaks out + the roster past the top 12 by market cap. Trader adds intraday quotes across the whole roster + the cross-sector co-fire matrix + the API / MCP feed.Compare tiers →
the verdict —
11 of 12 tracked tickers in banking & lending are positive on the week. 22 of 24 mapped indicators are firing. Biggest 7-day mover: SCHW +6.9%.
The Sector Mood Ring
mood
HOT
11↑ · 0— · 1↓ · 12 names · 7d basis
24 indicators in this sector·12 tickers tracked·← All sectors·Full universe explorer →

— Top movers · last 7 days —

Ranked by absolute price change. Refreshes every 15 min.
CBOE
+11.87%
Cboe Global Markets, Inc.
AJG
+9.00%
Arthur J. Gallagher & Co.
ICE
+8.63%
Intercontinental Exchange, Inc.

— Tickers we track in banking & lending —

Top 12 by market cap. Click to view per-ticker page with live news + related indicators.
BRK-B-0.6%
Berkshire Hathaway Inc.
JPM+0.6%
JPMorgan Chase & Co.
V+1.9%
Visa Inc.
MA+3.1%
Mastercard Incorporated
BAC+1.9%
Bank of America Corporation
MS+4.4%
Morgan Stanley
GS+2.6%
The Goldman Sachs Group, Inc.
WFC+2.0%
Wells Fargo & Company
AXP+2.1%
American Express Company
C+0.4%
Citigroup Inc.
SCHW+6.9%
The Charles Schwab Corporation
BLK+5.2%
BlackRock, Inc.

— Latest banking & lending news —live

Live from Alpaca / Benzinga. Headlines mentioning BRK-B, JPM, V…
No recent headlines for BRK-B, JPM, V, MA, BAC, MS in the last 7 days.

— Voices on banking & lending —commentarylive

Curated commentary (Kobeissi, Doomberg, Lyn Alden, QuoteTheRaven, Pomp, ZeroHedge) mentioning BRK-B, JPM, V… Opinion, not wire.
No recent commentary mentioning BRK-B, JPM, V, MA, BAC, MS in the last 7 days.

— Flagship signals —

Standardmarket_internalsSP-4908

HYG/LQD ratio (junk vs investment grade)

0.74↑ 0%vs ~6 weeks ago
High-yield ETF over investment-grade ETF credit appetite.
last fired 1.5 years ago

Historically, on fire days, SPY averaged -3.4% over the next six months — moving in the opposite direction as the signal 62% of the time.

−7.7%SPY over the 3 mo after the last fire
EXCEEDED HISTORY
48%
−0.04%
1 d
↓55%
−0.21%
1 wk
↓57%
−0.65%
1 mo
↓60%
−1.7%
3 mo
↓62%
−3.4%
6 mo
↓60%
−6.4%
1 yr
StandardcreditSP-2562

Banking Total Loans & Leases (weekly H.8)

13,853↑ 5%vs ~6 weeks ago
All commercial-bank loans outstanding, weekly.
last fired 3 months ago

When this fires, SPY averaged -5.1% over the next year — moving in the opposite direction as the signal 62% of the time.

+4.4%SPY 1 mo into the 1 yr window so far
OPPOSITE OF HISTORY
50%
+0.01%
1 d
↓54%
−0.11%
1 wk
↓56%
−0.46%
1 mo
↓60%
−1.4%
3 mo
↓61%
−2.6%
6 mo
↓62%
−5.1%
1 yr
StandardcreditSP-2994

Credit Card Delinquency Rate (quarterly)

2.92↑ 16%vs ~6 weeks ago
% of CC loans 30+ days past due, all commercial banks.
last fired 12.3 years ago

Historically barely better than chance over the next trading day.

−0.34%SPY over the 1 d after the last fire
50%
—
1 d
50%
—
1 wk
50%
—
1 mo
50%
—
3 mo
50%
—
6 mo
50%
—
1 yr

— All banking & lending indicators —